All materials on www.nacolah.com are provided "as is" and without warranties of any kind, either expressed or implied, including, but not limited to, implied warranties or merchantability and fitness for a particular purpose. Financial Assurance does not warrant that the functions contained in the materials will be uninterrupted or error-free, that defects will be corrected, or that this web site or the server that makes it available are free of viruses or other harmful components. Financial Assurance does not warrant or make any representations regarding the use or the results of the use of the materials on this web site in terms of their correctness, accuracy, reliability, or otherwise. You, not Financial Assurance, assume the entire cost of all necessary servicing, repair, or correction.

Links to other sites can be accessed through this home page. Such external Internet addresses contain information created, published, maintained otherwise posted by organizations independent of Financial Assurance. Financial Assurance does not endorse, approve or certify any information, product or service referenced or provided at such addresses.

While Financial Assurance uses reasonable efforts to include accurate and up-to-date information on this web site, errors or omissions may occur. Financial Assurance makes no warranties or representations as to the accuracy of this web site. Under no circumstances including, but not limited to, negligence by act or omission, shall Financial Assurance nor any party involved in creating, producing, or delivering the web site be liable for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the inability to use, the materials on this web site, even if Financial Assurance or a Financial Assurance authorized representative has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages, so the above limitation or exclusion may not apply to you. In no event shall Financial Assurance's total liability to you for all damages, losses, and causes of action exceed the amount paid by you, if any, for accessing this web site.

This site is owned and operated by Financial Assurance. Permission is granted to display and navigate around this web site with a computer using HTML browser software, solely for personal, non-commercial use. Any commercial or public use of this web site or any portion hereof is strictly prohibited.

Except as otherwise permitted by Financial Assurance, no materials from www.nacolah.com or any web site owned, operated, licensed or controlled by Financial Assurance may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way. You may download material displayed on this web site for non-commercial, personal use only provided you also retain all copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, or use the content of this web site for public or commercial purposes, including the text, images, audio, and video, without Financial Assurance's written permission.

Financial Assurance neither warrants nor represents that your use of materials displayed on this web site will not infringe rights of third parties not owned by or affiliated with Financial Assurance.

This web site is controlled and operated by Financial Assurance from its offices within the State of Illinois, United States of America. Financial Assurance makes no representation that materials on www.nacolah.com are appropriate or available for use in other locations. Those who choose to access this site from other locations do so on their own initiative and are responsible for compliance with local laws.

The information contained on this web site is not an offer to sell or a solicitation to buy any insurance product. No insurance product is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance laws of such jurisdiction. Some products may not be available in all states.

Images displayed on this web site are either the property of, or used with permission by Financial Assurance. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of these images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

All trademarks, service marks, trade names, logos, and icons used by Financial Assurance are proprietary to Financial Assurance. Nothing contained on the web site should be construed as granting by implication, estoppel, or otherwise, any license or right to use any trademark or service mark displayed on this web site without the written permission of Financial Assurance or such third party that may own the trademarks or service marks displayed on this web site. Your use of the trademarks or service marks displayed on this web site, or any other content on this web site, expect as provided herein, is strictly prohibited.

Questions concerning use of Financial Assurance's trademarks, service marks, trade names, logos, icons, copyrights or other intellectual property should be addressed to: Financial Assurance Corporation, Law Department, 1825 Eye St., NW; Suite 400, Washington, DC 20006, United States of America.

Any communications or materials you transmit to this web site by electronic mail or otherwise, including data, questions, comments, or suggestions, will be treated as nonconfidential and nonproprietary and will become the property of Financial Assurance or its affiliates. Such communications or material shall be used for any purpose, including, but not limited to, preproduction, disclosure, transmission, publication, broadcast, and posting. Furthermore, Financial Assurance is free to use any ideas, concepts, know-how, or techniques contained in any communication you send to this web site for any purpose whatsoever, including, but not limited to, developing and marketing products using such information.

Financial Assurance, the "map" and all other trademarks, service marks, trade names and logos used by Financial Assurance or its subsidiaries are registered trademarks or service marks of Financial Assurance and/or its subsidiaries.

Use of these marks must be with our permission. We will file appropriate legal actions to stop the unauthorized use of these marks.